short house builders

I work alongside Barratts, Bellway all the major house builders and they are all extremely busy with many new projects starting.

However, a rate rise with further rises to come would obviously effect the sales and units sold.

Ive noticed house builders charts are starting to look like a top is forming.
on a fundamental basis , with interest rates going up next year this could be a good time to short them.

dl.dropboxusercontent.com/u/4899609/bellway27thjuly2015.png

Also banks have recently started to be extremely tight with there lending and i know personally of many people who recently are trying to get mortgages and are refused even thou they earn huge amounts of money.One of my friends earns around 100k per year and the bank will only lend him around £170000, not even 2 times his earnings.. so this tells me that house prices may start to drop hard soon as lenders are being too strict due to the bank of england threatening to hike interest rates.
So this could be a good time to short all property companies

whats peoples opinions??